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One advisor, all your funding.
From the first call to the final disbursement, one dedicated specialist handles your file. You don't repeat your story to five people — ever.
AI-powered lender matching, pre-qualification in minutes, and a dedicated advisor from the first call to closing. Six funding products. One platform. One team that actually picks up the phone.
Real cases · 8,200+ businesses
Alliance Capital was built on one simple idea: American SMBs deserve the same rigor, technology, and speed as big corporates — without losing a real human on the other end of the phone.
Twelve years later we've walked more than 8,200 businesses through the decisions that shape generations: the warehouse you bought, the fleet you expanded, the line of credit that kept payroll running through your worst quarter.
Every file is handled by one person with a name and a direct phone line. No call centers, no tickets.
Every application that comes through Alliance Capital runs through a proprietary matching layer that compares your business profile against the real-time appetite of 40+ lender partners. In seconds, we know which three lenders are statistically most likely to fund you — and we route your file there first.
It's the difference between submitting an application and getting matched to the right offer.
No more calling the bank to ask what stage your file is in. Your personal dashboard shows every step of the process in real time, where approvals are coming from, and what documents are still needed.
Not just another lending marketplace. A dedicated team, modern technology, and clear commitments on every file.
From the first call to the final disbursement, one dedicated specialist handles your file. You don't repeat your story to five people — ever.
We present the two or three options that actually fit your business — not fifteen you have to sort through yourself. Smarter matching, less noise.
Before you sign, you know what we deliver and when. Pre-qualification within 24 hours. Funding in 2 to 10 business days depending on product. No surprises.
Each product has a specialist advisor, a transparent range, and a clear fit profile. If one of our products doesn't fit, we'll tell you so and point you to the right place.
Cash in your account in 2-5 business days. Flexible repayment, no collateral required for qualified borrowers.
Revolving access to capital. Draw what you need, when you need it. Pay interest only on the balance you use.
7(a), 504, and microloans — the government-backed options with the best rates and longest terms available to US businesses.
Finance up to 100% of equipment cost. The equipment itself serves as collateral — minimal paperwork, fast decisions.
Owner-occupied purchase, refinance, and investment properties. Conventional and SBA 504 options available.
Structured 90-day plan to build business credit, repair personal credit, and position your file for the funding you want next.
Over 8,200 businesses funded across 50 states · eight industries with dedicated specialists who understand your timelines, margins and seasonality.
Restaurants, hotels, cafés
Contractors, general works, materials
Fleets, logistics, dispatchers
Clinics, dental, physical therapy
Lawyers, accountants, consultants
Stores, DTC brands, inventory
Plants, equipment, supply chain
First units and expansion
Monica owns a 48-seat restaurant in Austin. After 4 years she wanted to open a second location but her bank had been dragging her SBA 504 for 6 months with no answer.
Alliance Capital repackaged her file from scratch, placed it with a hospitality-focused SBA lender, and closed the $1.4M loan in six weeks. Monica opened her second location the following month.
Austin, TX
From first application to funded account, you know what happens next and when.
60 seconds. No credit pull. We tell you a preliminary range before any paperwork.
Our AI engine ranks the 3 lenders most likely to fund you based on your profile.
Your dedicated advisor packages your file and submits it. Track status in real time.
Funds hit your account in 2 to 10 business days depending on product. Done.
Specific industries, specific outcomes, specific dollar amounts.
We needed working capital before our busy season and three banks said no. Alliance pre-qualified us Monday morning and the funds hit Thursday. Saved our Q4.
The SBA 504 was way more complex than I thought. Our advisor at Alliance walked us through every form and pre-staged the whole file. Closed in six weeks start to finish.
Financed two trucks and a forklift through Alliance. 100% of cost covered, approval in 48 hours, no down payment. Would never go back to the bank for equipment.
Started with the credit strategy program because our score was too low for anything serious. Nine months later we got a $300K line of credit at a rate I'd never have believed.
Still have questions? Our team answers phone and chat within 30 minutes during business hours.
Call a specialistYes. The first 60 seconds and up to 24 hours of pre-qualification are at no cost and with no commitment. We use a soft credit check that does not affect your score.
Depends on the product. Working capital typically funds in 2 to 5 business days. SBA loans take 4 to 8 weeks given the government backing. Equipment and lines of credit usually land in 48 hours after approval.
Our pre-qualification uses a soft check that does not affect your score. If you choose to proceed to a formal application, a hard pull is required at the lender level — we tell you before that happens.
We work with businesses as young as 6 months for certain products (working capital, equipment, lines of credit for strong revenue). SBA generally requires 2+ years. We'll tell you upfront which doors are open.
No upfront fees for pre-qualification, matching, or advisory. Standard origination fees charged by lenders at closing are disclosed in writing before you sign anything.
Yes — many of our clients combine working capital and a line of credit, or SBA plus equipment. Your advisor will structure the right combination without duplicating credit pulls.
No SSN. No hard credit pull. No sales pitch. Just a real preliminary number and the chance to talk to someone who can help you decide what to do next.